I downloaded some free Kindle books, and one of them had this stat on how much money the average American spends towards debts, and I was like…..huh. so ran the numbers, had a revelation, made a plan, explained it to Jake, and we feel in control of finances. is good.
YNAB is helping us kick ASS on our debts. it’s admittedly painful to be so meticulous about what comes in and what goes out, but honestly I’ve never felt so in control of the money. I think my favorite part is that you can adjust it constantly just by changing one number, and everything else shifts. plus you can forecast for next month.